Internet
Accept all credit cards over the Internet with "real-time" processing. 
Mail/Phone Order
Take orders by mail or phone and hand enter them into the terminal. 
Retail Businesses
Accept all credit cards face-to-face at the point-of-sale (POS). 
Mail Order and Telephone Order (MOTO)
Pays.com Solutions to Your Business Needs:
If your business takes orders via mail or phone, you can login to our online Merchant Office to process the payment through our secure virtual terminal. It offers access to our full-featured reports, and  fraud protection. The online Merchant Office comes with a fully customizable, easy-to-use virtual point of sale terminal that the you can take credit cards and checks quickly and securely.

See our low rates here.    Click here to apply online >>
Your merchant account can be approved on the same day your application is submitted. Once your merchant account is approved, you can host your Web site on our server with no additional cost.

Our Virtual Terminal allows you to take all major credit cards or checks online from your website.

Processing Credit Cards

Processing Checks

 

Apply for your merchant account >>